Pensions

Pensions

An occupational pension scheme is a retirement savings plan provided by an employer for its employees. The most common plan is the group personal pension (GPP), while other ‘contract-based’ ‘defined contribution’ schemes are the stakeholder and group self invested personal pension (Sipp). Pensions run by a trustee board are the money purchase defined contribution scheme and the once-popular defined benefit plan (such as final salary).

George Osborne

Chancellor plans to abolish 55% pension 'death tax'

Mon, 29 Sep 2014 | By Marianne Calnan

The change will be introduced in April 2015.

LV= revamps pension communications for auto-enrolment

LV= achieves 95% pensions take up post auto-enrolment

Fri, 26 Sep 2014 | By Marianne Calnan

EB Live 2014: Clear communication is key.

Manchester-Airport-2014

Manchester Airport Group supports staff with pension choices

Fri, 26 Sep 2014 | By Marianne Calnan

EB Live 2014: Communication drives engagement.

Pay

Auto-enrolment hits pay rises

Wed, 24 Sep 2014 | By Robert Crawford

Employers use part of pay budget for higher pension contributions.

Manchester-Airport-2014

Manchester Airport Group boosts pension engagement

Tue, 23 Sep 2014 | By James Dyble

Hear how at Employee Benefits Live on 25 September.

Retirement

Help us find out how employers are reacting to incoming pension reforms

Fri, 19 Sep 2014 | By Clare Bettelley

Gain exclusive benchmarking data.

Retirement

70% plan to spend pension pot on holidays and travel

Fri, 19 Sep 2014 | By Robert Crawford

Investec research: 38% plan to spend money on home improvements.

More news

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Workplace pensions report 2014

Tue, 3 Jun 2014

The latest issues in workplace pensions.

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Buyer's guide to financial education

Tue, 29 Jul 2014 | By Alison Coleman

Legislative changes are driving employee need for education.

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Buyer's guide to contract-based defined contribution pension schemes

Wed, 21 May 2014 | By Ceri Jones

DC scheme charges have been criticised.

group personal pensions

Buyer's guide to group personal pensions

Mon, 14 Oct 2013 | By Ceri Jones

GPPs are a popular choice among employers.

More Buyer's Guides

Default investments

Why pension investment lifestyling strategies need a re-style

Tue, 30 Sep 2014

It will be hard to predict at what age people will choose to take their pension.

Flexible benefits retirement options i

What are the new flexible retirement options?

Tue, 30 Sep 2014 | By Robert Crawford

Changes to pensions will give employees more flexibility in how they take their savings at retirement.

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How to make pensions a building block in an employee's savings strategy

Tue, 16 Sep 2014 | By Robert Crawford

Employers can do a number of things to make pensions more of a building block.

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What is paid for in contract-based pensions administration?

Mon, 1 Sep 2014 | By Robert Crawford

The cost of pensions administration is typically covered by a member’s annual management charge.

More analysis

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Cafcass puts health and wellbeing at heart of business strategy

Thu, 25 Sep 2014 | By Debbie Lovewell-Tuck

Employee Benefits Award winner 2014.

Richard Higginson Towry Law 2009

Towry looks to effective providers for benefits

Mon, 22 Sep 2014 | By Nick Martindale

But employers have no way of knowing how good a supplier is ahead of time.

More case studies

Retirement

70% plan to spend pension pot on holidays and travel

Fri, 19 Sep 2014 | By Robert Crawford

Investec research: 38% plan to spend money on home improvements.

Aitken-Will-TowersWatson-2014

Employers expect 40% of employees to buy an annuity

Mon, 15 Sep 2014 | By Robert Crawford

Towers Watson research: 33% predict between 50% and 75% will do so.

More research

Debbie Lovewell, deputy editor, Employee Benefits

Debbie Lovewell-Tuck: Education to engage staff with savings weblink

Tue, 9 Sep 2014 | By Debbie Lovewell-Tuck

Government’s guidance guarantee may not be sufficient.

O'Donovan-Debi-Employee-Benefits-2012

DOD’s blog: Pensions costs impact pay rises

Fri, 5 Sep 2014 | By Debi O'Donovan

The economic impact of pension changes.

Debi O'Donovan, editor, Employee Benefifts

DOD’s blog: New world order for working policies

Fri, 25 Jul 2014 | By Debi O'Donovan

Flexible retirement options will boost the need for age management

More opinion

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Barclays’ Lydia Fearn comments on Pensions Guidance Consultation

Barclays Tue, 22 Jul 2014

Lydia Fearn believes greater flexibility and more choice can lead to increased uncertainty.

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Edenred Benefits Insight: seven trends for benefits in 2014 download

Edenred UK Wed, 18 Jun 2014

Edenred has surveyed decision makers in HR and reward and asked them about their priorities.

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Martin Palmer: What lies beneath auto-enrolment?

Wed, 2 Apr 2014

How can employers ensure their pension scheme stands out?

Jonathan Watts-Lay

Jonathan Watts-Lay: Staff need education on investment options

Wed, 5 Mar 2014

Employees need to understand savings alternatives.

Jamie Jenkins of Standard Life

Jamie Jenkins: Auto-enrolment tips from large employers

Mon, 23 Sep 2013 | By Jamie Jenkins

Compliant organisations can share valuable lessons

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How to structure workplace savings so staff achieve good outcomes video

Thu, 28 Aug 2014

This Summer School video is presented by Greg Broomer, senior consultant, Johnson Fleming

Dale Critchely, Friends Life

How to get the most out of tax efficient workplace savings benefits video

Wed, 27 Aug 2014

This is a Summer School tutorial presented by Dale Critchely, technical reform manager at Friends Life