Pensions

Pensions

An occupational pension scheme is a retirement savings plan provided by an employer for its employees. The most common plan is the group personal pension (GPP), while other ‘contract-based’ ‘defined contribution’ schemes are the stakeholder and group self invested personal pension (Sipp). Pensions run by a trustee board are the money purchase defined contribution scheme and the once-popular defined benefit plan (such as final salary).

Lock

Government consults on pension freedom charges

Fri, 31 Jul 2015 | By Louise Fordham

12-week consultation on early exit fees.

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26% of older workers do not want education on retirement issues

Fri, 31 Jul 2015 | By Marianne Calnan

Partnership research: 18% of 21-30 year olds agreed.

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EAT rules on pensions disability discrimination case

Tue, 28 Jul 2015 | By Louise Fordham

It will now be reheard.

Gender pay

21% gender pay gap for general marketeers

Tue, 28 Jul 2015 | By Marianne Calnan

Econsultancy research: 15% for digital marketing specialists.

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Pearson makes £90m pension pledge

Fri, 24 Jul 2015 | By Louise Fordham

It will contribute £90m to its group pension plan.

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20% would save more than auto-enrolment default

Thu, 23 Jul 2015 | By Louise Fordham

Aegon research: But 6% say 5% is unaffordable.

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81% of staff in their 30s contribute to workplace pensions

Wed, 22 Jul 2015 | By Louise Fordham

Fidelity Worldwide Investment research: 72% in their 40s do so.

More news

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Workplace pensions report 2014

Tue, 3 Jun 2014

The latest issues in workplace pensions.

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Buyer's guide to group personal pensions

Fri, 31 Oct 2014 | Updated: Fri, 31 Oct 2014 | By James Dyble

Big changes are taking place in the pension market. 

More Buyer's Guides

Protect

How to protect pensions data ahead of changing regulations

Thu, 23 Jul 2015 | By Nick Martindale

The new EU General Data Protection Regulation, expected to come into force in 2017 or 2018, will have significant implications for how employers handle data, and pension schemes in particular.

Merrygoround

What opportunities does pensions auto-re-enrolment bring employers?

Thu, 9 Jul 2015 | By Tynan Barton

Pensions auto-re-enrolment gives employers the chance to review their benefits offering.

Direction

How to win employee buy-in for pension scheme change

Mon, 8 Jun 2015 | By Robert Crawford

Buy-in is crucial to ensure staff are aware of pensions strategy.

A guide to tax-efficient benefits

Tue, 21 Apr 2015 | By Robert Crawford

What tax efficiencies does each benefit attract?

More analysis

NHBC

NHBC uses group risk benefits to prepare for the future

Tue, 14 Jul 2015 | By Marianne Calnan

Staff receive group life insurance if they are part of the GPP scheme.

Welcome break

Welcome Break plans for smooth pensions re-enrolment

Thu, 9 Jul 2015 | By Tynan Barton

What opportunities does this bring employers?

More case studies

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81% of staff in their 30s contribute to workplace pensions

Wed, 22 Jul 2015 | By Louise Fordham

Fidelity Worldwide Investment research: 72% in their 40s do so.

Lee Lumis

Intentions around pension freedoms have not resulted in action

Fri, 3 Jul 2015 | By Louise Fordham

Avacade research: 18% have yet to decide on course of action. 

More research

Debbie Lovewell-Tuck

Lovewell's Logic: Shopping around on pension charges

Fri, 24 Jul 2015 | By Debbie Lovewell-Tuck

Huge variation between providers.

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Justine Tate: Should employers take more responsibility for employees' retirement savings?

Thu, 2 Jul 2015

Employers’ input is vital for those who prefer not to engage with pension savings.

More opinion

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Pension reform – no balance when it comes to feast or famine

Lemonade Thu, 30 Jul 2015

Changes to tax-free pension contributions – have they really levelled out that ‘feast or famine’ scenario?

taxes

Out from the long grass? An IT and NI merger

Jelf Employee Benefits Mon, 27 Jul 2015

The idea of merging income tax and national insurance is back on the radar again.

Pension changes

What the summer 2015 Budget really means for you and your employees

Jelf Employee Benefits Mon, 27 Jul 2015

Employees really need help to understand how the changes affect them.

Paragliding

Effective financial education for those considering retirement

Thu, 23 Jul 2015

Regulated advice can help staff make the right choices at retirement and prevent costly mistakes from being made.

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England vs Australia: pensions

Jelf Employee Benefits Mon, 20 Jul 2015

Australia’s pension programme is held up as a model for our auto-enrolment initiative.

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How to structure workplace savings so staff achieve good outcomes video

Thu, 28 Aug 2014

This Summer School video is presented by Greg Broomer, senior consultant, Johnson Fleming

Dale Critchely, Friends Life

How to get the most out of tax efficient workplace savings benefits video

Wed, 27 Aug 2014

This is a Summer School tutorial presented by Dale Critchely, technical reform manager at Friends Life