Pensions

Pensions

An occupational pension scheme is a retirement savings plan provided by an employer for its employees. The most common plan is the group personal pension (GPP), while other ‘contract-based’ ‘defined contribution’ schemes are the stakeholder and group self invested personal pension (Sipp). Pensions run by a trustee board are the money purchase defined contribution scheme and the once-popular defined benefit plan (such as final salary).

Pensions - thumbnail

Income drawdown sales up 64%

Fri, 3 Jul 2015 | By Marianne Calnan

Association of British Insurers research: 11,500 contracts sold.

Lee Lumis

Intentions around pension freedoms have not resulted in action

Fri, 3 Jul 2015 | By Louise Fordham

Avacade research: 18% have yet to decide on course of action. 

Robin Hames - Capita

50% find pensions terminology confusing

Wed, 1 Jul 2015 | By Marianne Calnan

Capita Employee Benefits research: 45% would save more if they had better understanding of pensions.

Pension-saving-iStock-2015

59% unaware of employer pension contributions

Tue, 30 Jun 2015 | By Marianne Calnan

Aegon research: 56% rely on work pension.

Pension piggy pot

Uncrystallised pension lump sum biggest challenge

Mon, 29 Jun 2015 | By Robert Crawford

For 40% of providers in Dunstan Thomas poll.

Court-judgement

High Court closes two firms over pension savings scam

Mon, 29 Jun 2015 | By Robert Crawford

£11.9 million invested in misleading scheme.

More news

pensions-supplement-june-cover-14-305x240

Workplace pensions report 2014

Tue, 3 Jun 2014

The latest issues in workplace pensions.

Buyers guide GPPs-305x240-2014

Buyer's guide to group personal pensions

Fri, 31 Oct 2014 | Updated: Fri, 31 Oct 2014 | By James Dyble

Big changes are taking place in the pension market. 

EmployeeBenefits-BuyersGuide-FinancialEducation-July2014-305

Buyer's guide to financial education

Tue, 29 Jul 2014 | By Alison Coleman

Legislative changes are driving employee need for education.

More Buyer's Guides

Direction

How to win employee buy-in for pension scheme change

Mon, 8 Jun 2015 | By Robert Crawford

Buy-in is crucial to ensure staff are aware of pensions strategy.

A guide to tax-efficient benefits

Tue, 21 Apr 2015 | By Robert Crawford

What tax efficiencies does each benefit attract?

Owl

How to review a pensions governance policy

Tue, 14 Apr 2015 | By Robert Crawford

A governance policy should be reviewed to ensure it remains relevant.

Wind breaker

How to manage employee-benefits-related risk

Mon, 30 Mar 2015 | By Tynan Barton

Employee benefits can create risks for an organisation. 

More analysis

Santander-Offices-305x240-2014

Santander communicates through defined benefit pension changes

Mon, 8 Jun 2015 | By Robert Crawford

It used a range of communication tools.

Telent

Telent engages staff with pensions via default investment strategy

Tue, 26 May 2015 | By Marianne Calnan

Some 95% of employees investing in default fund.

More case studies

Lee Lumis

Intentions around pension freedoms have not resulted in action

Fri, 3 Jul 2015 | By Louise Fordham

Avacade research: 18% have yet to decide on course of action. 

Pension piggy pot

Uncrystallised pension lump sum biggest challenge

Mon, 29 Jun 2015 | By Robert Crawford

For 40% of providers in Dunstan Thomas poll.

More research

Tate Justine-PQM-2015

Justine Tate: Should employers take more responsibility for employees' retirement savings?

Thu, 2 Jul 2015

Employers’ input is vital for those who prefer not to engage with pension savings.

Hopkins Gareth-The Children's Society-pensions-2015

Gareth Hopkins: Should employers take more responsibility for employees' retirement savings?

Thu, 2 Jul 2015

Employers should ensure staff have the knowledge they need.

Altman-Ros-2014.jpg

Ros Altmann: Should employers take more responsibility for employees' retirement savings?

Wed, 1 Jul 2015

If employers pay more into pensions, there will be less left for salaries.

More opinion

Channel sponsored by

Supplier Search

Lemonade - thumbnail

Lemonade Reward adds fizz to financial management

Lemonade Fri, 3 Jul 2015

A new name has joined the ranks of Employee Benefits’ expert suppliers – Lemonade Reward.

Retirement - thumbnail

The good old days

Buck Consultants at Xerox Fri, 5 Jun 2015

For many, the dream of retiring in the same conditions as our parents is gone. What are the challenges for future generations?

Pension - thumbnail

Buck Consultants at Xerox launches pension platform for employers

Buck Consultants at Xerox Wed, 3 Jun 2015

The new pension platform enables employees to plan their retirement income confidently.

Parliament - thumbnail

Will the government listen to its new pensions minister?

Buck Consultants at Xerox Tue, 2 Jun 2015

Dr Ros Altmann has outlined her priorities as pensions minister.

pension-freedoms-305

Freedom and choice: finding the right voice

Wed, 20 May 2015

Employers must help staff understand new pension flexibilities.

Broomer-Greg-JohnsonFleming-2014-225

How to structure workplace savings so staff achieve good outcomes video

Thu, 28 Aug 2014

This Summer School video is presented by Greg Broomer, senior consultant, Johnson Fleming

Dale Critchely, Friends Life

How to get the most out of tax efficient workplace savings benefits video

Wed, 27 Aug 2014

This is a Summer School tutorial presented by Dale Critchely, technical reform manager at Friends Life