Pensions

Pensions

An occupational pension scheme is a retirement savings plan provided by an employer for its employees. The most common plan is the group personal pension (GPP), while other ‘contract-based’ ‘defined contribution’ schemes are the stakeholder and group self invested personal pension (Sipp). Pensions run by a trustee board are the money purchase defined contribution scheme and the once-popular defined benefit plan (such as final salary).

Pension pot

49% of Britons claim not to have a pension

Tue, 2 Sep 2014 | By Robert Crawford

CIPP research: Only 32% say they have a workplace pension.

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Arthur J. Gallagher completes acquisition of Baker Tilly's benefits business

Tue, 2 Sep 2014 | By James Dyble

Deal first announced in July 2014.

Retirement

72% not prepared for pension reforms

Fri, 29 Aug 2014 | By Robert Crawford

Aon Hewitt research: 20% need extra resources.

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Auto-enrolment has positive impact on benefits packages

Fri, 29 Aug 2014 | By James Dyble

Two-thirds of advisers believe this is the case.

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66% of trustees to change DC pension default strategy

Thu, 28 Aug 2014 | By Robert Crawford

SEI research: Driven by Budget changes.

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Willis Ireland acquires pension businesses from IFG Group

Thu, 28 Aug 2014 | By James Dyble

Will enable development of pensions and financial planning businesses.

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Personalised financial education becoming more important

Tue, 26 Aug 2014 | By Jennifer Paterson

Especially when the guidance guarantee takes effect. 

More news

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Workplace pensions report 2014

Tue, 3 Jun 2014

The latest issues in workplace pensions.

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Buyer's guide to financial education

Tue, 29 Jul 2014 | By Alison Coleman

Legislative changes are driving employee need for education.

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Buyer's guide to contract-based defined contribution pension schemes

Wed, 21 May 2014 | By Ceri Jones

DC scheme charges have been criticised.

group personal pensions

Buyer's guide to group personal pensions

Mon, 14 Oct 2013 | By Ceri Jones

GPPs are a popular choice among employers.

More Buyer's Guides

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What is paid for in contract-based pensions administration?

Mon, 1 Sep 2014 | By Robert Crawford

The cost of pensions administration is typically covered by a member’s annual management charge.

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Which key attributes will HR and benefits professionals of the future possess?

Tue, 26 Aug 2014 | By Clare Bettelley

A more strategic approach will be key. 

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Where does responsibility for default pension investments lie?

Thu, 24 Jul 2014 | By Jennifer Paterson

Primary responsibility is with the employer.

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Workplace savings report – September 2013

Tue, 24 Jun 2014

The latest trends in workplace savings.

More analysis

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E.On uses games to drive up pensions membership

Thu, 19 Jun 2014 | By Robert Crawford

The utilities firm brought in gamification to communicate auto-enrolment.

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Finmeccanica takes charge of pensions governance

Thu, 5 Jun 2014 | By Ceri Jones

Its pension scheme has 2,500 members and five trustees.

More case studies

Retirement

72% not prepared for pension reforms

Fri, 29 Aug 2014 | By Robert Crawford

Aon Hewitt research: 20% need extra resources.

Kapur-Ashish-SEI-2014

66% of trustees to change DC pension default strategy

Thu, 28 Aug 2014 | By Robert Crawford

SEI research: Driven by Budget changes.

More research

Debi O'Donovan, editor, Employee Benefifts

DOD’s blog: New world order for working policies

Fri, 25 Jul 2014 | By Debi O'Donovan

Flexible retirement options will boost the need for age management

Debi O'Donovan editor Employee Benefits 2013 (305 x 240)

Debi O’Donovan: Benefits and HR managers should join the pensions debate

Mon, 7 Jul 2014 | By Debi O'Donovan

Employers should get more involved in legislative changes

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Michelle Cracknell: Should employers encourage the consolidation of small pension pots?

Wed, 2 Jul 2014

Pension decisions are too complicated for generalised comments.

More opinion

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Barclays’ Lydia Fearn comments on Pensions Guidance Consultation

Barclays Tue, 22 Jul 2014

Lydia Fearn believes greater flexibility and more choice can lead to increased uncertainty.

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Edenred Benefits Insight: seven trends for benefits in 2014 download

Edenred UK Wed, 18 Jun 2014

Edenred has surveyed decision makers in HR and reward and asked them about their priorities.

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Martin Palmer: What lies beneath auto-enrolment?

Wed, 2 Apr 2014

How can employers ensure their pension scheme stands out?

Jonathan Watts-Lay

Jonathan Watts-Lay: Staff need education on investment options

Wed, 5 Mar 2014

Employees need to understand savings alternatives.

Jamie Jenkins of Standard Life

Jamie Jenkins: Auto-enrolment tips from large employers

Mon, 23 Sep 2013 | By Jamie Jenkins

Compliant organisations can share valuable lessons

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How to structure your workplace savings so staff achieve good outcomes video

Thu, 28 Aug 2014

This is a Summer School tutorial presented by Greg Broomer, senior consultant at Johnson Fleming

Dale Critchely, Friends Life

How to get the most out of tax efficient workplace savings benefits video

Wed, 27 Aug 2014

This is a Summer School tutorial presented by Dale Critchely, technical reform manager at Friends Life