An occupational pension scheme is a retirement savings plan provided by an employer for its employees. The most common plan is the group personal pension (GPP), while other ‘contract-based’ ‘defined contribution’ schemes are the stakeholder and group self invested personal pension (Sipp). Pensions run by a trustee board are the money purchase defined contribution scheme and the once-popular defined benefit plan (such as final salary).


Age UK uses benefits to extend working lives

Thu, 28 May 2015 | By Robert Crawford

EXCLUSIVE: Aligns financial and physical wellbeing.


High Court dismisses appeal against BBC pensionable pay cap

Thu, 28 May 2015

Broadcaster did not breach duty of trust.

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47% not planning to use pension freedoms

Wed, 27 May 2015 | By Marianne Calnan

EXCLUSIVE Avacade Future Solutions research: 37% unsure how they will spend or invest their pension.


High Court rules Granada has to pay directors’ pensions top up

Wed, 27 May 2015 | By Robert Crawford

Ruled in favour of the pension scheme trustees.

Premier Foods-2015

Premier Foods’ DB pensions deficit falls £400 million

Thu, 21 May 2015 | By Marianne Calnan

A fall of almost two-thirds.


National Grid outsources pension fund management

Wed, 20 May 2015 | By Robert Crawford

After review of governance model.


EIOPA launches pension stress tests

Wed, 20 May 2015 | By Robert Crawford

Covers both DB and DC pension schemes

More news


Workplace pensions report 2014

Tue, 3 Jun 2014

The latest issues in workplace pensions.

Buyers guide GPPs-305x240-2014

Buyer's guide to group personal pensions

Fri, 31 Oct 2014 | Updated: Fri, 31 Oct 2014 | By James Dyble

Big changes are taking place in the pension market. 


Buyer's guide to financial education

Tue, 29 Jul 2014 | By Alison Coleman

Legislative changes are driving employee need for education.

More Buyer's Guides

A guide to tax-efficient benefits

Tue, 21 Apr 2015 | By Robert Crawford

What tax efficiencies does each benefit attract?


How to review a pensions governance policy

Tue, 14 Apr 2015 | By Robert Crawford

A governance policy should be reviewed to ensure it remains relevant.

Wind breaker

How to manage employee-benefits-related risk

Mon, 30 Mar 2015 | By Tynan Barton

Employee benefits can create risks for an organisation. 


Quirky ways to communicate benefits to staff

Tue, 17 Mar 2015 | By Marianne Calnan

Innovative communications strategies are key for engaging staff in their benefits. 

More analysis


Telent engages staff with pensions via default investment strategy

Tue, 26 May 2015 | By Marianne Calnan

Some 95% of employees investing in default fund.

Peel Ports Group

Peel Ports Group creates own governance committee

Tue, 14 Apr 2015 | By Robert Crawford

It helps support good governance of its stakeholder scheme.

More case studies


Employers undecided on what to do when contracting out ends

Tue, 19 May 2015 | By Robert Crawford

Towers Watson research: 69% are unsure how they will respond to changes in April 2016.


32% will not have sufficient pension pot by age 65

Fri, 24 Apr 2015 | By Robert Crawford

Canada Life Group Insurance research: 66% believe they will work past age 65

More research

Dawson Tracey-PQM-2015

Tracey Dawson: What does the future hold for dependants' pensions?

Thu, 21 May 2015

Pension freedoms could make staff overlook dependants’ pensions.

Brennan Gail-Young and Cos Brewery-2015

Gail Khan: What does the future hold for dependants' pensions?

Thu, 21 May 2015

There is no future for dependents’ pensions.

Moore Jacqueline-NHBC-2015

Jacqueline Moore: What does the future hold for dependants' pensions?

Thu, 7 May 2015

Modern couples no longer have a need for such schemes.

More opinion

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Freedom and choice: finding the right voice

Wed, 20 May 2015

Employers must help staff understand new pension flexibilities.

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David Cameron appoints former adviser to Tony Blair as new pensions minister

Johnson Fleming Tue, 12 May 2015

Ros Altmann has been tasked with ensuring that the pensions revolution does not stray off track.

Industry insight

Excepted group life policies: the devil is in the detail

Tue, 12 May 2015

Employers should undertake regular reviews

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Putting savers first — how HR can reduce fees by 66 per cent

Buck Consultants at Xerox Wed, 29 Apr 2015

You would be forgiven for thinking that an industry reliant upon consumers would put the same consumers first.

Certification guide

Johnson Fleming’s jargon-busting guide decodes certification process

Johnson Fleming Wed, 22 Apr 2015

The guide supports employers through this complex but important part of auto-enrolment.


How to structure workplace savings so staff achieve good outcomes video

Thu, 28 Aug 2014

This Summer School video is presented by Greg Broomer, senior consultant, Johnson Fleming

Dale Critchely, Friends Life

How to get the most out of tax efficient workplace savings benefits video

Wed, 27 Aug 2014

This is a Summer School tutorial presented by Dale Critchely, technical reform manager at Friends Life