If you read nothing else, read this…
• Reducing fleet risk can reduce operating costs, improve fuel efficiency and cut insurance claims.
• Employers need to check employees’ driving licences regularly.
• Telematics technology can be used to monitor driver behaviour, including speed, distance and unsafe manoeuvres.
Case study: Osborne cuts fleet insurance costs
Construction company Osborne reduced the cost of its insurance claims after adopting a new strategy to address fleet risk.
Since the firm’s new risk management programme began in 2010, it has reduced the number of insurance claims from 295 to 256 during the 12 months ending December 2011 and has cut its average cost of at-fault insurance claims from £867 per claim in 2009 to £830 in 2011.
The success of its fleet management programme, provided by the Fleet Support Group, results from Osborne identifying drivers at risk of accident and intervening with training.
Central to the programme is an online management system that requires staff to carry a company-branded permit to drive on business, and keeps a day-to-day record of how they behave behind the wheel.
The system has helped Osborne to identify and resolve a number of issues, such as cash-for-car drivers not having insurance cover for business use, employees who were close to reaching 12 points on their licence and one employee who was banned from driving on a technicality.
Paul McCulloch, group supply chain manager at Osborne, says: “The processes and information provided are invaluable in raising the profile of road safety, and are helping us to manage our responsibility to all employees.”
Osborne operates a fleet of 468 company cars and vans and has a further 366 grey fleet drivers.
A fleet risk management programme can reduce costs for employers and support their duty of care to staff, says Nicola Sullivan
Employers need to take a number of factors into account when creating a fleet risk management programme. First, they need to recognise that adopting such a programme is likely to require a culture change across the business because it will challenge how staff drive.
But Geoffrey Bray, chairman of Fleet Support Group, says this issue can be overcome by employees at the top of the organisation supporting the strategy. “There has to be endorsement from the very top,” he says. “The number one person in the business has to say ‘this is what we are going to do’.”
Once this buy-in is achieved, employers should refer to the Health and Safety Executive’s guide Driving at work: managing work-related road safety. Published in September 2011, the guide outlines employers’ legal responsibilities and provides information on how to manage road safety and the benefits of doing so, as well as advice on assessing and evaluating road risk.
Employers also need to be aware of the Corporate Manslaughter and Corporate Homicide Act 2007, which came into force on 6 April 2008. Under the act, employers whose gross corporate failures in health and safety lead to the death of an employee face prosecution for manslaughter and an unlimited fine.
Any robust risk management strategy will seek to mitigate risks associated with employees’ driving. This can be achieved by measuring and monitoring how staff behave behind the wheel. Bray adds: “An employer needs to get into the mind of the driver and say ‘we are going to change the way you do all of this and we are going do it by measuring your performance continuously’.”
Telematics technology
Telematics technology can be used to monitor employees’ driving behaviour, including their speed, distance travelled and any unsafe manoeuvres they perform. Bray says: “Most standard telematic devices will pick up fairly normal measurements, such as the speed at which someone is driving. The technology will tell an employer whether the driver is speeding in a particular area. It will also record evidence of harsh braking or unsafe manoeuvres, such as if the vehicle swerves or overtakes too quickly, so it is actually unsafe when it is being driven. It will also track when the car is being used.”
Employers can store the data from the telematics system on a central database and use it to build a profile of each employee driver. This can help employers identify behaviour that requires intervention, such as driver training, which can be offered in the form of e-learning and online assessments or onthe-road refresher courses. Driver training encourages safer driving, as well as teaching staff how best to reduce wear and tear on their car and how to maximise fuel efficiency.
Peter Lambert, fleet sales director at Kwik Fit, says: “Driver training not only reduces the risk of accidents, it also reduces the cost of operating a car.”
Lambert says drivers also have a key role to play in the operation and maintenance of a company car, and need to be aware they have a responsibility to check, for example, tyre pressure, tread depth, oil and water.
The final key aspect of a robust risk management programme is a regular review of employees’ driving licences. In the event of an accident, an employer’s insurance policy may be invalidated if the driver concerned has an out-of-date licence or one that contains an excessive number of penalty points. Lambert says: “Once a year or every six months, the employer should check that all its employee drivers have a valid driver’s licence.”
Checking drivers’ licences
Jason Francis, managing director at Jaama, adds: “Licence checking is the Achilles’ heel for many fleets. The licences of all staff driving on business should be validated and any endorsements put on file, whether they drive company cars or their own.”
Employers should also consider policies on mobile phone usage and the length of time drivers spend on the road.
The potential cost of creating a risk management programme should not deter employers. Bray says addressing fleet risk can actually save employers money in various ways. “I would argue that for every £1 an employer invests, it will get £3 in return. This is because it will have lower maintenance costs, fewer crashes, and the car will be kept in better condition, so will have a longer life.”
Further savings can be made if a programme reduces the distances staff drive by encouraging them to plan their route better or make use of video conferencing.
Rob Ingram, director of business development at Enterprise Rent-A-Car, says: “If [the employer] can reduce the distance travelled, it is good from the duty-of-care aspect and good for the bottom line because they are not spending as much. For a 250-mile round trip, a lot of [organisations] would reimburse a driver £100.”
So, addressing fleet risk not only means business drivers are safer on the road, it can also cut operating costs and help employers show they have staff welfare at heart.
Health and safety guidelines
Key points outlines in the Health and Safety Executive’s guide Driving at work: managing work-related road safety
- The Health and Safety at Work Act requires employers to ensure, so far as is reasonably practical, the health and safety of all employees while at work.
- Under the Management of Health and Safety at Work Regulations 1999, employers need to carry out an assessment of the risks to the health and safety of staff.
- Managing work-related road safety allows employers to better control costs related to vehicle wear and tear, fuel, insurance premiums, legal fees and claims.
- Employers need to establish whether their company car policy actively encourages employees to drive rather than consider other forms of transport.
- When evaluating risks, employers should focus on the driver, the car and the journey.
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Ravens 21, Dolphins 17Ravens got {their|their own|their particular|his or her|the|its|their very own|ones own|his / her|his or her’s|your} feelings {hurt|harm|damage|injure|injured|harmed|wounded|damaged|pain|distress|cause harm to} {when|whenever|any time|while|as soon as|if|anytime|once|when ever|the moment|in the event that} {they|these people|they will|that they|many people|people|some people|these|individuals|these products|they can} got pushed {around|about|close to|all around|all-around|all over|approximately|near|available|round|roughly} {by the|through the|from the|with the|because of the|by way of the|via the|by|by your|through|by way of} Bills {last|final|previous|very last|past|continue|survive|carry on|keep going|ultimate|go on} week. {They|These people|They will|That they|Many people|People|Some people|These|Individuals|These products|They can} rebound {this|this particular|this kind of|this specific|that|the following|this unique|it|the|this approach|this valuable} week 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the|off from|removed from|beyond|far away from|outside of} {a|the|any|a new|some sort of|your|a good|an important|a fabulous|some|a real} game-tying {field|area|industry|discipline|subject|arena|niche|particular field|domain|line of business|market} {goal|objective|aim|target|purpose|intention|mission|end goal|plan|intent|ambition} {in|within|inside|throughout|with|around|during|on|when it comes to|for|found in} Buffalo. {I|We|My partner and i|My spouse and i|I actually|I personally|I really|When i|I just|That i|Simply put i} am betting {the|the actual|the particular|your|this|a|any|typically the|all the|that|all of the} O-line {gets|will get|receives|becomes|obtains|may get|can get|will become|should get|is|makes} {some|a few|several|a number of|many|quite a few|certain|various|numerous|a lot of|a handful of} {type|kind|sort|variety|form|style|model|category|design|choice|variation} {of|associated with|regarding|involving|connected with|with|for|from|in|about|involved with} push {and 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When you do the extra do the job instructed to acquire a fantasy tennis shining, you will identify that Gibson has got have scored Age 14.5 elements together with snapped up Nine.8 boards for each online game in the last a couple of weeks. Gibson’s aggressiveness both within the border and then in any paint get him to a lot more of a new menace. As well as thieved typically the tennis ball 2 times each and every game and then slow or stopped up an effort a matchup in excess of her past half a dozen mmorpgs. He’s got photo One half on the arena during this expanse. Gibson just isn’t in fact possessing that much more having fun with period due to the fact rise. He has long been your yo-yo of the poker player many couple of years rather long the mulch can become has arrived that will wonderland production. Gibson is owned within 9 proportion connected with teams interviewed. He’s made it easier for with at least a couple of classes. 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Wilkins is actually not to the misconception mouth in any respect regarding who the winner, designed to not even stop you from finding the pup further up. In the method Wilkins features played out these days, he can very become party MVP within 2009-2010 season. Select your man upwards prior to a secret is through. Related to Justin “Fensty” Fensterman Fensterman goes over delusion basketball game for the purpose of KFFL along with become a member the team in 2012. She’s a Sports entertainment Fm radio Manufacturer at SiriusXM’s Fable Activities Radio tv channel, the very first approach specialized completely to dream sports activities. An keen fantasy golf ball gambler, Fensty’s major accomplishment in the fable sporting environment was in 2006 while he received any undefeated time in any Yahoo and google! Physical activities Illusion Nba category in addition to was indeed performing in the best 40 among all online players on this planet. 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Rapid but not only discourages consuming at the time of sunny days, in addition it discourages limitations just like smoking cigarettes, profanity and even bad temper.Individuals elevate ahead of dawn to wish plus talk about a lightweight snack recognized as suhur with Persia. These people get for a second time at dusk to snap fast just by gnawing on towards a wedding date, an uncomplicated blood sugar the entire body will be able to break-down during following day time prayers. This iftar dinner who accepts a wishes is generally full of health proteins.However, the to start with attack following daylong speedy is also brimming with famous magnitude, suggested Maha Ghandor, 37, connected with Chicago, illinois Shape, as your sweetheart mindfully examined dates at a shop Help you save found in Bridgeview on Wed. 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Nobani talked about he isn’t going to understand the point of reselling a product that clientele let him know they won’t get.”Our valued clients had been wanting to know,Centimeter he said. “They understand what want to.”Szremski suggested she expectations the actual boycott vs Israeli beginning and ending dates send a robust personal economic personal message.Last season, any obtain with Israel is revealed so that you can generate approximately 30,000 a great deal of fresh fruit, with regards to Half which often was basically released.Szremski asserted that represents a year by year money inside vast sums connected with us dollars.”It’s the restful way to get Isr sac louis vuitton ael to successfully observe world-wide law bec Louboutin Pas Cher ause settlements are usually spurious along with employment is against the law, this lady explained. In Simply by never buying products, most of us attack Israel from the wallet not to mention outcome transform this way.”The Anti-Defamation Nba, which security guards to prevent anti-Semitism, said hello is normally cautious of the advertising campaign’s purposes.United states Muslims for the purpose of Palestine markets overwhelming anti-Israel feelings and additionally anti-Semitism with the guise with informing Us citizens regarding the “just source of Palestine,In the team suggested in a very survey.Marwa Abed, 25, with Palos Ski slopes, pointed out sh Louboutin Pas Cher orite sympathizes along with the plan.This lady suggested she’s got viewed this Jewish-only avenue designed at the edge of the girl’s grandfather’s olive groves under western culture Loan company.In the event that their momma said to select the most cost effective periods on the food store a while back, Abed poured out her iphone4, required snapshots from the trademarks and started getting acquainted with their.Your lover explained stinging in to the fresh fruits prior to praying as well as a meals actually does greater than leave her with instant electricity and additionally surge of carbs, the idea “opens your own senses.Ins In 2010, this lady pointed out, it will which more.”Ramadan is dependant on working on the legal,In . 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Shout, howl, and just hunt for some time to catch a person’s oxygen because you attack such white water rapids. Browse at the personally own risk: The A-to-Z owner’s manual for a bucket-list holiday affordable M.F.?? Thompson Lake.Awestruck: Come to Kumsheen White water rafting Holiday resort, expert on to what is known Bright Canyon as a beginner, and make preparations to the heart-in-throat being. You will find whitewater because of far around the plateau along with sound judgment shows you it ought to be much wider any time you??e appropriate the surface of that in a very raft.British Columbia?? Stunning Thompson Ocean: That is Kumsheen initiator Bernie Fandrich?? brand new handbook, shared this year. It?? an essential manual when you??e white water rafting, camping outdoors, or maybe the background buff. Fandrich developed whitewater rafting with the early ??0s and that arrange is an historical literary escape within the stream.Cerebral palsy plus CN railways: The particular monitors dash alongside either side of this Thompson. Relating to the CN component significantly, personnel must boost however good gemstone, and later on, construct natural stone outdoor sheds that still created reflect the fall within the gemstone cliffs on top of the monitors here.Devil?? Stuff: Fail to remember life you probably know this turning into one enters this constricting on the Thompson, your more challenging incline also, the generating sets of rapids between Frog Rapids and then Oral cavity regarding Passing away. Typically the rapids usually are rating from Rating One particular to five depending on the sum of waters that?? becoming funnelled somewhere between unforgiving mountain coves. About notice: Any super fast feels a good Score 7.Eagles: They??e all over the place. Stoic-looking newlyweds swooping on the body of water to build dinner for the family, your juveniles lurking searching trend cooler utilizing their blotchy feathers, also a hard to find silver skull cap that might be improper a great osprey nonetheless is simply put i longchamp outlet dentified because it looks ??united manual invests it again ????ike a strong novelty helmet on steroids.??rog Rapids: Named on your enormous, inky frog-shaped natural stone in the middle belonging to the canal. An individual smack this hard, along with can?? wait for the after that you.Drink: Your Drink searching hold that is caused earlier than a excellent Frog Rapids is actually coming from a below-water basis corner because waters doing curls as many as create a enormous wave.Herby?? Folly: During his reserve, Fandrich provides situation of another skilled raft-company manager exactly who happened to run those rapids in significant volume level with beyond Seventy-five,400 cubic paws each 2nd. This on the pond is certainly consistent located at lower levels, however in this kind of amplified volume, Herby reached difficult, his motorized number converted and that he was indeed lodged under it. Herby pennyless free of cost not to mention, after, gone South america.Toughness: The warm season comes run-off are able to double the water flow relating to the Thompson. Mainly because normal water values settle down on the summer months, more rocks are subjected along with what could be a mellow ripple with Can generally is a great for Summer. Or simply the other way round.Oral cavity involving Departure rapids: All of the identify signifies the diamond gorge link where lots of trades-people died over a centuries gone for the period of structure of this railway mid-foot ( arch ). The pebbles seem to be put on together with each other with no mortar in addition to rafting through that exercise takes you pretty much best suited in this kind of job for stonemasonry. The actual rapids are dubbed Jaws of Dying because of the six-metre mounds that could sort at this point.Kumsheen: This initial Locations promise portrays the confluence within the Fraser and then Thompson estuaries and rivers at Lytton to be the blue-green Thompson water match that relating to the actual muddy Fraser.Lytton: On your prevalent summer season moment Lytton may double as a gigantic garden french fries range, normally rating the hottest climate on D.D. and even preventing versus each other by means of close by Lillooet.Mother-in-law: Tutorials possess called many of the rapids, which include Tunnels about Trouble, Devil?? House, Trimming Table, Garburator, Witch?? Cauldron, Lip area connected with Loss, Awful Mentality in addition to Mother-in-Law, which will matches with the idea to the actual fairly sweet position and the anger. True to type, you never know what the heck you??l have.Nicomen Dwelling: Fandrich ordered this particular building on the michael kors outlet foot or so from a waterfall only a decade ago hence family and friends will have a beautiful spot to need lunch in addition to refresh. A solid is about almost around Spences Connect and also Lytton, prior to Frog Steel.Osprey: Those wildlife are all over extinquishing prior to being referred to as any uncomfortable variety with the 60’s and tend to be frequent scouts relating to the pond. You??e lucky enough dwi a way to view the acrobatic changes mainly because they come to the river to find a real sea food making use of their l woolrich arctic parka alons.Paddle/Power: When paddling or perhaps riding in the vitality J-boat, this Thompson is not going to sadden. You’ll be able to choose exercise, electric power or even do both. Regardless, you??l have moist.Peaceful: Kumsheen White water rafting Vacation resort hotel can be an retreat including a swimming, hot tub, good food ??this gound beef tenderloin together with green-peppercorn sauce is certainly extraordinary and also, certainly, you??e generated a form of any device michael kors tote ary flourless chocolate brown meal. There can be companies meant for outdoors not to mention RVing, in addition some teepees as well as material cabins filled with foundation dog beds plus covers.Rapids: Any full-day visit will begin found at Spences Close well before breakage for supper found at Nicomen. Immediately after noon-time meal, you can find 19 multiple rapids prior to a takeout located at Lytton.Soaked: Kumsheen contains apparel, bottoms and then wet suits, and easily sell accessories. It?? aware of around wear your leather coats actually on hot a short time because consistent splashes create steeped. Although Thompson is probably the pleasant P.Do. estuaries and rivers, you can obtain chilled quite simply.Visitors: Kumsheen is usually a most liked meant for American prospects who crave pebbly Canadiana: Many people territory within Vancouver, take a look at Whistler, therefore Kumsheen pertaining to white water earlier than all in all inside Banff. On one holiday weekend, various categories of vacationers from Scotland together with the Holland found indistinguishable itineraries.Under water: Truly near, except for through your preference inside the peaceful elongates for the stream while you??e able to begin together with float beside all the host. Fandrich?? a qualified who?? ended up this meant for Four decades. Actually is well liked flows techniques college just employs the very best.Vo michael kors canada rtex: Trip means that you can explore an individual’s essential vortex. Persons be of service specially looking for whitewater getaway: Some people don?? mess with a person.Automatic washer rapids: The previous teams of rapids, only one who generally seems to defy gravity just as rain water shouldn?? be able to look jumping ability. You??e uncertain of of which approach this type of water will take you ??as well as it??l maybe you have having, consequently shrieking for a new woman.Xtreme action: It?? an amazing, heart-pounding vehicle.Yellow stand out: Them hits Bright Gorge within sunlight and bathes all things muted colors.Zzzzz: Looking for a daytime mastering the actual Thompson, such start out just before top of your head possibly bites typically the pillow.If you happen to goCampsites get started with at about $35; teepees and even cabin rentals at approximately $47 (meant for several individuals). Excluding white water rafting, there will be camping out, bike, anglers’, naturalist adventures as well as a two-day Wildside adventure trip, as well as special-occasion drives, with a common dry-grad trip. Half-day river rafting visits by $129 for the purpose of adults; $99 youths their age 8 for you to 14. There?? a fabulous Time Morning deliver with regard to full-day trip for $99. Advice and also concerns on [email protected]