Many retailers know every aspect of their customers’ shopping behaviour, such as the products they buy and their average spend. They then use this data to motivate customers to spend more.
If you read nothing else, read this…
- Segmentation of communications is an approach largely used by retailer employers.
- 41% of respondents to the Employee Benefits/Towers Watson Flexible benefits research 2014 send targeted messages to staff.
- Segmentation can be done by age, job role, salary or demographic.
- A main driver of workforce segmentation for benefits purposes is to aid staff retention and boost benefits take-up.
This is achieved via an approach to customer profiling known as segmentation. Customers are categorised according to certain criteria on which the organisation bases its business strategies, from marketing through to procurement.
Amazon is one example of a retailer that uses a customer’s purchasing history to make recommendations based on the purchases of other customers buying similar items in a bid to tempt shoppers to spend more.
Employers can use similar methods to increase engagement with, and take-up of, flexible benefits during the communication process.
According to the Employee Benefits/Towers Watson Flexible benefits research 2014, published in April, 41% of respondents send targeted messages to staff about their flexible benefits scheme. A further 25% have never tried segmentation, but are considering doing so.
Such targeted communications enable employers to promote the most appropriate benefits for different demographic groups in their workforce. This can be key for employers to achieve their key people objectives.
Nick MacDuff, senior consultant at Towers Watson, says: “The main driver behind segmentation for employers is staff retention. It is about finding different ways of getting messages across to a diverse workforce to help the employer remain attractive. But while employers are finding better ways to communicate benefits to enhance their value proposition, they should not put restrictions on those accessing certain benefits.”
There are various ways of segmenting flexible benefits communications, for example by gender, age, location, salary, job role and whether an employee has dependants.
Alex Tullett, head of benefits strategy at Capita Employee Benefits, says: “Segmentation could go down to the level of looking at an individual’s circumstances, how old they are, what are they working on, where they are [based] regionally, how much they earn and whether they are married and have children.
“It is not about taking a blunt approach and saying whoever is generation X, Y or Z would be interested in life insurance, it is about going much deeper than that. Each individual person has slightly different perspectives.”
Capita’sEmployee insights report 2014 , published in May, highlighted the fact that different employees want different things at different times in their working life.
For example, if most of an organisation’s staff are female and aged over 55, it may have little use for childcare vouchers. Similarly, an employer with a younger workforce might find a stronger preference for retail vouchers.
Capita’s research, which surveyed 3,000 employees, found that 41% of those aged 16 to 24 preferred retail vouchers, compared with 29% of those aged 55 to 64. And while 46% of those aged 55 to 64 found critical illness appealing, only 29% of those aged 16 to 24 felt the same. Such findings can be used as the basis for targeted communications campaigns.
Once they have decided to segment their workforce to tailor benefits communications, employers must first research their workforce demographics. This involves identifying their employee base, what motivates them, and what they do and do not like.
A crucial part of this process is for employers to ensure the data they hold is correct and up to date.
Sadie Edwards, consultant at communications firm Shilling, says: “Data integrity is vitally important to ensure the right employees receive the right message. By getting to grips with data, employers can understand employees’ habits and opinions about benefits, which creates higher engagement.”
But segmentation is just the first step. Once a workforce has been segmented and divided into groups, employers must ensure their message content is relevant and that the appropriate communication channels are used.
Edwards adds: “We would recommend a mixed-methods approach to ensure each subgroup is communicated to in several ways.”
Some online benefits portals can help employers target certain workforce populations and make communications more personal for each employee.
The Employee Benefits/Towers Watson Flexible benefits research 2014 found that emails are still the most popular communication method. Some 84% of respondents use emails to target communications around flexible benefits, followed by leaflets and brochures (34%) and online benefits portals (22%).
Capita’s Tullett says: “It is interesting to see the different methods, but what is interesting is that employees would still prefer paper information when they start a job so that it is something to hold on to. Employers then target communications quite quickly by using information from an online benefits portal, and then send messages via mobile phones or emails.”
When sending targeted communications to different groups of staff, employers should ensure the messages still appear personal to attract and keep employees’ attention.
Richard Morgan, director of consultancy services at Vebnet, says: “Systems can get different tailored messages out to employees. These systems hold a lot of data about employees, they know which benefits have been selected, and they know who has been into the portal or not. Employers can then set up emails to target specific staff who have not been in the system, not selected their benefits, and so on.
“It is now about making it more personal. Segmenting and targeting communications can drive up take-up rates for benefits that are relevant to certain employees.”
This approach has been followed by a number of organisations. For example, when Bibby Financial Services (see box below) introduced targeted messages for flexible benefits in 2013, it saw take-up rise by 5%.
And when car manufacturer PSA Peugeot Citreon used segmented communications to encourage its staff to register for its online benefits portal, 72% did so within six months.
But segmenting a workforce to provide tailored flexible benefits communication is not just about marketing the benefits available; it is also a key dialogue between an organisation and its employees. But employers should remember there is a fine line between being seen to be helpful and being invasive, says Shilling’s Edwards.
“The real measure of success is not benefit take-up, it is greater employee understanding,” she says. “Retailers have long used consumer marketing techniques to delve into our spending habits, using loyalty cards to predict our future spend and sending us targeted communications. But employers have to remember that employees are not their customers and they are not selling benefits to them. It is a conversation.”
There is also no point in sending tailored messages if staff do not appreciate the benefits offered, says Capita’s Tullett. “It is about providing benefits that employees want and segmenting to tailor what is of interest to staff,” he says “Employers have to spend money on the right form of communications so they will have better control over how the information is delivered.”
Viewpoint: Ben Davis: Why is segmentation useful?
It is fairly obvious why the segmentation of a database of contacts can be a smart idea. In short, we are all different, and what motivates me might not motivate you.
These differences encompass the obvious ones, geography for example, or our demographics, such as what gender we are, how old we are and our shoe size or any other attribute one might ask for.
We also differ in lifestyle. If I was a pregnant woman, you might reasonably be expected to guess at some of the things I’ll be prioritising over the next year and beyond.
Most pertinently, we differ in our behaviour. This is marketing bread and butter. Communicating the same messages to lapsed customers, prospects, active buyers and your big spenders would be madness.
This thinking is not new, of course. Way before email came along, mail-order companies used the measures of recency, frequency and monetary value to determine who would be sent which letter or catalogue. This was as much to prevent wasted spend as to encourage sales.
In the last 10 years, technology has enabled many organisations to use fairly sophisticated marketing automation. Segmented communication to customers is rules-based and can therefore be automated. If I leave an online checkout without buying, it can be followed up with a related email. If I am a new registrant, I could be sent a series of welcome emails depending on the information I have disclosed.
Even with anonymous users, tracking technology can personalise advertising across the web, depending on all these characteristics.
So, how to segment in workplace communications? Well, the general principles hold. What are your goals? What data do you have and what data you need in order to target effectively? Is the data stored efficiently in one place and easy to use and update?
Remember, the more you segment, the more time you will have to spend setting up messages. However, over time, these templates can be accrued and used again, perhaps automated. In the end, there is no limit to how advanced you can be with segmentation. Just start slowly and with attributes you think will remain fairly stable over time. Then you can move on to the clever stuff.
Ben Davis is content and community producer at Econsultancy (also part of Centaur Media, owner of Employee Benefits ).
Case study: Bibby Financial Services
When Bibby Financial Services introduced a flexible benefits scheme provided by Thomsons Online Benefits in 2012, it struggled to communicate the plan effectively to its 700 employees.
The organisation over-communicated the launch by sending out messages to staff and repeated emails reminding them that the deadline to sign up to the flexible benefits scheme was looming, despite a number having already done so.
Following employee feedback, Bibby sent out targeted communications in 2013 and 2014 using a variety of methods, including emails and text messages to employees with company mobiles.
Vicky Smith, HR project manager at Bibby, says: “In the first year, we got feedback that we had overdone it. We started to send out communications before the enrolment window, but before it closed we sent out a reminder only to those employees that had not logged into the system and made an action. Employees liked that.”
This year, Bibby’s targeted communications strategy took a step further. It segmented employees according to those that had dependants, using data in the HR system. This enabled it to send targeted communications about childcare vouchers to employees with children.
“We did this because we felt this benefit was just not relevant to those that do not have children,” says Smith. “The targeted approach has really worked and we have been able to increase take-up in a number of areas of our flex scheme, including pensions.”
Bibby’s targeted approach to communications has also boosted employee participation in flex from 92% of the workforce in 2012 to 97.5% this year.
The organisation will continue to use a targeted approach, but will not go as far as to suggest benefits that an employee may want to subscribe to.
Smith adds: “I do not believe it is HR’s role to assume employees will like a benefit because they are in a certain job role, are a certain age, or are male or female. Being that judgemental could be discriminatory.
“But with the feedback we get, we are able to know what works for them and use targeted messages to those working in different fields. It is great when employees personally thank me, because I know that segmentation and targeted messages have worked.”
??asablanca with the TSO: Of all the gin joins in all Red Bottom Shoes towns in all the world why not take your love to Roy Thomson Hall. The Toronto Symphony Orchestra is screening arguably one of the most romantic films ever made, the cinematic classic Casablanca. As Humphrey Bogart and Ingrid Bergman struggle over their reunited love, the TSO will perform Max Steiner’s iconic score.
BTW There are posers in private lending too. There are people who just don’t have the actual resources to fund or have very limited funds. So, they can run out of money before they get to you, even though you’ve been given a pre approval . Joe AndruzziIn this Monday, April 15, 2013 photo, former New England Patriots player Joe Andruzzi carries a woman from the scene of two blasts at the finish line of the Boston Marathon on Exeter Street in Boston. The bombs that ripped through the crowd at the Boston Marathon, killing three people and wounding more Christian Louboutin Shoes than 170, were fashioned out of pressure cookers and packed with metal shards, nails and ball bearings to inflict maximum carnage, a person briefed on the investigation said Tuesday. (AP Photo/The Boston Globe, Bill Greene) MANDATORY CREDIT, BOSTON HERALD OUT, QUINCY OUT, NO SALES, MAGS OUT.
There were several incidents of family violence with youth under the influence,” said James. “One female indicated it as addictive and used it. It lead her back to marijuana really quickly she said and then almost back to a couple of other drugs.”Since January of 2010 about 600 calls were made to the Texas Poison Center Network related to K2 exposure.
8. NarutoThe series isn even close to being complete but we already want to see it redone for one very long, 100+ episode reason. This show desperately needs the Kai treatment of Red Bottom Shoes reducing the fillers. The basic premise behind a VPN service is simple. Normally, when you call up a web page or perform a search, the communications path is from your computer directly to the Internet. Often, this data transmission is in plain text.
“Michael was more likely to break through his attackers with power and strength, while Kobe often tries to finesse his way through mass pileups,” Jackson wrote. “Michael was stronger, with bigger shoulders and a sturdier frame. He also had large hands that allowed him to control the ball better and make subtle fakes..
Who perpetrated this fraud? There is no doubt that it was Wakefield. Is it possible that he was wrong, but not dishonest: that he was so incompetent that he was Red Bottom Shoes unable to fairly describe the project, or to report even one of the 12 children’s cases accurately? No. A great deal of thought and effort must have gone into drafting the paper to achieve the results he wanted: the discrepancies all led in one direction; misreporting was gross.
Russia-Ukraine dispute the Council’s emergency consultations Russian rescue team of renewed tensions dispute
UN August 22 (Reporter Li Yang) The UN Security Council held a closed-door meeting of 22 pm local time, the Russian rescue team to enter Ukraine for emergency consultations. Russia-Ukraine dispute between scarpe hogan online the two parties again, both strong words.
Emergency consultations of the day lasted more than one hour. Permanent Representative of the UN Security Council’s rotating presidency this month, Britain’s UN Grant consultations with reporters after the meeting, said the meeting did not reach a consensus.
Churkin, Permanent Representative of Russia before hogan interactive and after the emergency consultations were made a long Piumini Moncler speech to explain Russia’s position. Churkin stressed that Russia is providing the much-needed humanitarian assistance to Ukraine, the Ukrainian side to Russia’s allegations “absurd.”
Churkin also reiterated to the media, the main convoy carrying relief supplies of Russian. He strongly criticized some Western countries turn a blind Ukrainian people trapped in despair at the expense of the dying, but then the behavior of the Russian rescue irresponsible remarks.
According to media reports, the Russian rescue team have all arrived on the 22nd Daou eastern town of Luhansk. Fleet allegedly containing “nearly 2,000 tons of food, drinking water, baby food peuterey outlet and medicines.”
Ukrainian side is lashed Russian rescue team without the permission of the Ukrainian side to enter the Ukrainian territory. Deputy Permanent Representative of Ukraine to the United Nations Pavlik Klitschko claimed that the Russian move “violation of Ukraine’s sovereignty” and stressed that Kiev is not clear terms of specific relief convoys carrying items.
Russian President Vladimir Putin said that Russia continues to delay the rescue teams to enter the southeastern scarpe hogan Ukraine “intolerable”; while Ukrainian President Poroshenko accused Russia of relief convoys immigrants “without permission”, in violation of international law.
U.S. and other Western scarpe hogan outlet countries continue to stand aside Ukraine, Russia accused, and once again threatened further sanctions against Russia.
UN Secretary-General Ban Ki-moon on the 22nd in a statement, expressed woolrich sito ufficiale deep concern about the message above, he urged all parties concerned in particular Russia and Ukraine to continue to cooperate with the international community to ensure that humanitarian supplies can be delivered to places worst affected by the conflict. (End)
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Australia will spend A $ 64 million counter-terrorism to prevent penetration of extremist religious ideology
According Piumini Moncler to Australia’s “new fast network” on August 26 reported that the Australian Federal Government will spend $ 64 million Australian dollars (about 365 million yuan), to take measures to prevent young Australians too radical, or attend overseas extremist religious organizations in the Middle East.
Australian Prime Minister Abbott announced on the 26th of this plan, saying that it was the Coalition’s new efforts to fight terrorism, but not focusing on any religious or community groups.
Currently, a total of 60 Australians in the “Islamic State” combat, while the other 100 Australians assistance from Australia.
The 26th Abbot in Melbourne, said: “We need to understand that this scarpe hogan is very, very important event, many serious problems than a few decades ago, mainly Syria and North East caused the disaster in Iraq.”
“This campaign, like we see on TV screens and newspaper front pages, as it is very fierce, primitive acts of barbarism, which is why this motion causes of serious and dangerous.”
“Because the Australian people to participate in this movement, woolrich outlet may create a big problem in other countries, so also we need to solve the problem.”
This plan includes 13.4 million Australian dollars (about 76.6265 million yuan) to boost community involvement content, emphasizing prevent young people involved in extremist groups Australia, with 6.2 million Australian dollars (about 35.45 million yuan) to establish a new Commonwealth of Australia Police community branches and monitoring teams, the main check from soldiers and their supporters who returned from overseas.
According piumini moncler to reports, 32.7 million Australian dollars (about 187 million yuan) will be spent on setting up a multi-level National Anti destroy tissue, investigation and collapse foreign fighters and their supporters, in addition to 11.8 million Australian dollars (about 107 million yuan) to the new Local and remote areas of federal police moncler outlet liaison officers.
Abbott said that the best defense against extremism is “well-informed, fully equipped,” the Australian-person moncler sito ufficiale households and communities. He said: “We want to stop young people leaving the country extreme participate in any terrorist woolrich outlet organizations overseas, and we hope and national alliances with them once they monitor and terrorists collusion, we are able accused and imprisoned them.”
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Egyptian woolrich outlet bologna online President Hosni giubbotti moncler Mubarak court case in September on suspicion of the murder of a ruling released
August 13, according to foreign media hogan outlet reports, local time, on the 13th, an Egyptian court hearing the country’s former President Hosni Mubarak demonstrators murder case. The hogan court said the ruling on the case will be announced on September 27 this year.
Reported that on the day of the trial, the 86-year-old wheelchair appeared in court and piumini moncler outlet speak to defend himself. Mubarak said his life “near the end,” but he felt fortunate to have a conscience meet, he moncler sito ufficiale also for his “conscience defend Egypt.”
Mubarak resignation massive popular demonstrations in early 2011. Since the alleged abuse of power, corruption and murder of demonstrators and other charges, Mubarak trial since August 2011.
This year on May 21, Egyptian President Hosni Mubarak court of embezzlement, corruption and convicted, at three years in prison, while his son was jailed for four years for the offense. Mubarak and his two sons accused of misappropriation of 125 million hogan outlet Egyptian pounds from Egypt budget funds for the renovation and repair of the presidential palace.
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Experts say the scarpe nike tn Ebola drug is still too early to determine the efficacy trials
August 7, according scarpe nike air max to Singapore’s “Lianhe Zaobao” reported, the Centers for Disease Control and Prevention noted that, despite taking an experimental drug, the two woolrich prezzi United States infected with Ebola disease appear better, but this drug is still experimental stage, now say this drug is effective in treating Ebola virus “premature.”
Brantley American doctors and medical aid workers Laiteboer is infected with Ebola patients during treatment in Liberia, the two have been sent to Emory University Hospital in Atlanta, isolation and treatment. They are taking an experimental drug, the condition began to improve.
The hospital said the two men’s condition is continuing to improve. However, the director of the Centers for Disease Control and Prevention Frieden said that at this stage can not be determined whether it is the role of the two men got better drugs, but the drug has yet to be human safety trials.
Frieden said the drugs are pros and cons of each, unless the completion of the study, otherwise we do scarpe nike air max not know what it will bring help or hurt, or no effect.
However, the three well-known Ebola virus expert urged the World Health Organization, so that the patient can also use the two African hogan italia American patients are using experimental drugs. They pointed out that African governments should be allowed to decide whether to use this type of experimental drugs, for example, to protect and treat high-risk medical personnel hogan prezzi infected. These experts said that at present more serious epidemic requires international firm to respond.
U.S. one doctor, two American patients used an experimental drug containing three antibodies, a few weeks from the need to grow genetically modified tobacco extracted, it is difficult to mass production.
The United States developed the drug Max Planck (Mapp) biopharmaceuticals three companies issued a joint statement said, because clinical trials have not yet, so this drug reserve “rarely.” They are working with nike tn partners and relevant government agencies, hoping to increase production as quickly as possible.
President of the United States National Institute of Allergy and Infectious Diseases Institute Fauci said, to increase production of new drugs takes time, even a small amount of production but also for several months.
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U.S. and Russia to take for comparison: Russia should remain strong disdain for China
President Barack Obama on August 2 in an interview to the British “Economist” magazine in the plane “Air Force One” on. In explaining his foreign policy, Obama showed a dismissive attitude towards Russia, but when it comes to China will appraise both.
When asked about Russia’s role in the international community, Obama said in a casual tone: “Putin to gain political benefits by making short-term crisis the way, but in the long term, these benefits will hurt Russia.”
. “I am convinced that it is important to maintain a long-term vision, but Russia did not have this vision,” Obama nike tn pas cher also said sharply: “Without air max outlet italia immigrants flocking to Moscow looking for opportunities, the average life expectancy of Russian men is only about 60 years, the population of this country is atrophy. ”
Obama acknowledged that there is sometimes tension between the United States, but this tension is “manageable.” He believes that when the Chinese “from the world of simple and low value-added products maker”, to “the manufacture of high value-added products that require intellectual property protection”, the US-China trade conflict will be reduced. Obama also said, “You also have to maintain a fairly tough on China, because they will do everything to promote the development, until it meets resistance.”
In the interview, Obama deal with their own problems in China “experience” seem quite conceited. He said, “Chinese people are not emotional, they are not interested in abstract things, so called for its respect for international rules alone is not enough”, “there must be a mechanism, when we believe that China violated international norms when they have to behave tough , but we must show (this mechanism) the potential long-term benefits “to China. He also stressed that this mechanism is not only for tn requin pas cher China, but also in other emerging market countries.
Speaking of non-investment when Obama said: “There is a need for natural resources under the guise of Chinese investment in the United States for non-investment purposes more simple..”
Fudan University, Professor Wu Xinbo on the 4th of the “Global Times” said that Obama’s remarks can be seen as the latest knowledge on the current relations between major countries. chaussures louboutin pas cher You can feel powerless Obama on US-Russian relations, only to nike tn air belittle Russia and Putin propaganda. On relations with China, you can feel that Obama does not want China nike air max 90 outlet to take the “adventurism” in foreign policy line, but also pointed out the new direction for the further development of Sino-US relations, which have intellectual property scarpe louboutin rights of trade interaction and cooperation space of high value-added products . As Obama stressed the need to maintain a fairly tough attitude toward China, which reflects his own still “in doubt” strategic intent in terms of relations with China, the need for further work in Sino-US diplomacy. Wu Xinbo said that the increase of China’s new leadership in strategic vision based on China’s national strength, the United States does not seem to fully understand, and there are the more obvious “undervalued.” Times roundup
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France to celebrate the 70th anniversary of the liberation leaders scarpe gucci will attend the public dance
August 18, according to “European air max pas cher homme Times” reported on the 18th, held in Paris from the 19th to start a week-long commemoration of the 70th anniversary of the liberation of Paris city activities, and will hold a municipal government in the square in front of Paris in the evening on the 25th of light show and the “people dance.”
Reports, is responsible for the commemoration of the Deputy Mayor of Paris City, Victoria – Xia Lier said, “is a traditional dance, and August 25, 1944 held the ball, people dancing in the night.” She also stressed that in addition to All Parisians can attend, the President Hollande, Prime Minister Waals and hogan outlet foreign ambassadors will participate in more than the evening’s activities.
To commemorate the 70th anniversary of the liberation of Paris will last one week to August 25, the first event will be kicked off in Paris City Police Department August 19: August 19, 1944, in the German occupation of Paris police district Board occurred since the first uprising in Paris against scarpe hogan outlet the total 2000-3000 policemen involved in the uprising. Cazenave and Prime Minister of the Interior will participate in commemoration Vals 19.
Reported that 23, will be held to commemorate the Bois de Boulogne was shot in front of a waterfall memorial people. August 16, 1944, 35 young members of the resistance movement, where the Germans shot.
On air max pas cher the 24th, Mass will be held at Notre Dame. 1944 of August 26, General de Gaulle walked the Champs-Elysees victorious return after Notre Dame had held a “hymn to the Virgin.”
In the afternoon, will be held to pay tribute to Chad even traveling group of ninth commemoration of veterans still alive Gomez will attend the memorial, he participated in the fighting August 24, 1944 liberation of Paris. The vast majority of soldiers are even Spaniards, under the leadership of the company commander , on August 24, 1944 in Paris, France became the first to enter the army. Descendants of Spanish soldiers who will take part in the Italian city from Paris Square to Henry IV riverside walk celebration.
At 9:30 on August 25, will offer flowers tomb of General Leclerc, 21:00 in front of the municipal government began to hogan donna organize activities.
Republican Guard official said, nike tn pas cher on the 25th in the afternoon, from a dozen countries knights cavalry regiment in Paris Orléans south gate door (which is where General Leclerc entered Paris City) held the Colts march, the destination is located Sailaiersi Ding block Republican Guard barracks. However, according to the official, has not yet received all necessary permits in the parade, if nothing unexpected happens before the weekend should get all the licenses.
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France, a bomb left over from World War II, an American worker suffered minor injuries
August 8, according to the French “Le Parisien” reported on the 7th, a Phillips Builders Istanbul City Moselle in France, nike tn workers at the 7th, digging out a World War II, American left in this phosphorus shells. But bomb disposal experts rushed to the scene in the process of alarm, a bomb exploded, fortunately causing only one worker with minor injuries.
According to reports, flying shrapnel when the bomb exploded minor burns a worker’s arm. He was in the hospital for a simple treatment uneventfully. Site person in charge said that the injured worker has been discharged in the afternoon, and go home to recuperate.
Reported that it is the name of the injured worker found While phosphorus bombs. At that time the workers are on site construction of drainage scarpe nike air max facilities in the excavation pit, found While nike tn prezzo weighing 50 kg bombs. When the soil surrounding clean out the bomb, bombs began to emerge white phosphorus smoke. Field workers immediately to the police.
Later, according to police and fire departments of news, said that workers were found nike tn initially wanted to bomb bomb buried with soil again, because he nike air max pas cher felt that there would be no problem lying. “It is he again buried the bomb out of the accident with soil After sun exposure, and was covered with soil, phosphorus bombs began to heat up and smoke cigarettes, and then it exploded.”
Reported woolrich uomo outlet louboutin femme that the mayor of Istanbul, said Perry Phillips, the legacy of World War II bombs are often found in this area, has never been the case before the explosion occurred, this time of an accident is extremely rare to detonate.
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Indian soldiers missing for 18 years was found in the remains of frozen air max tn pas cher storage glacier (Figure)
August 20, according to foreign media reports, local time, August 20, Indian police announced that the country’s army discovered the remains of a missing nike tn air soldier, the soldier in Kashmir 18 years ago lost the Siachen Glacier in the disputed region of India .
Indian police Sunil Gupta said chaussures louboutin pas cher last week remains in Srinagar city 450 km outside the area found that it louboutin soldes is in a frozen state was found. They spent five days time to bring back the remains.
Altitude scarpe nike tn of 5700 meters in the Siachen glacier is known as the world’s “highest battlefield”, the temperature nike tn air will reach minus 60 degrees Celsius.
Since 1984, more than 8,000 soldiers died in the glacier, almost all of them because louboutin soldes of avalanches, mudslides, frostbite, altitude sickness and heart failure and death, not because of the war.
It is reported that the soldier disappeared in 1996, when the area has no war.
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Korean media stir “zero exports to China” worry manufacturing being overtaken China
South Korea, “Central Daily” reported on the 20th headlines as “zero exports to China, South Korea manufacturing disoriented,” Korea’s exports to China greatly exaggerated how “ineffective.” Reported that the chemical company located in Ulsan, South Korea “Carpro” heavy losses last year, in 2013 the deficit was about 112.7 billion won, “It is because China has stopped buying Korean products.” But Chinese scholars Cui eagle on the 20th told the “Global Times” reporter, South Korean media reported that some of this “do not fly”, “zero exports to China,” the title of this write up, nike air max 90 outlet indicating that Korea was really nervous, feel China Manufacturing Technology The rapid development has its level of challenge.
Reported that, Carpro factory’s flagship product is the raw material required for the production of nylon, is widely used to make clothes, tires, plastics and other products, and its market share in Korea was as high as 88%. But 80% Carpro sales are dependent on exports, with China nylon raw material self-sufficiency, the situation rapidly changed. According to the Korea International Trade Association, Carpro exports to China in 2012 was as high as 29,600 tons, a sharp decline in 2013 to 32 tons, this year’s export figures as of May or zero. Reported that China is the emerging “strangling the throat” is not only the company, on behalf of South Korea’s Samsung Electronics companies are also shrouded in clouds. Samsung Electronics, the Chinese market in the second quarter smartphone sales in the first position give the millet.
In addition, some South Korean media recently also rapidly growing Chinese companies were aggressive coverage. South Korea, “Kung Hyabg Daily News” published on the 19th entitled “Take fake big country China how to do,” the report, saying “fake and shoddy products made in China to bracciali tiffany the global manufacturing industry scratching their heads.” For example a recent article said China electronics companies release new products, is simply the Samsung product “pirated”, is called “fake apple” Chinese millet, Apple recently released products and use similar operating systems.
In this regard, China and South Korea trade a familiar Chinese scholars said that South Korea, “Central Daily” and other media say alarmist. Trade with China and South Korea, for example, trade between China and South Korea last year, up to $ 250 billion, of which Chinese statistics Korean trade surplus $ 80 billion -900 billion, which means that Chinese exports to South Korea every $ 1 of goods, Korea will be on China exports $ 2. In fact this year, affected scarpe hogan outlet by the international economic environment and tn pas cher domestic demand slowdown in the first half of China’s foreign trade declined, Korea’s exports to China fell 1.2 percent from January to July, which is well within the range of normal fluctuations, Korean media without excessive panic. Report cited only one example of Korean companies, a “zero exports to China,” as the title, and the business downturn blamed China’s “no longer buy Korean products”, this approach puzzling.
The research director of the Korean Peninsula, Tongji eagle on the 20th Cui accept the “Global Times” reporter interview, also believes that the South louboutin scarpe Korean media made the article called “zero exports to China,” some “do not fly”, in fact the product of Korean exports to China are mainly concentrated In electronic products, chemical products, manufacturing accounted for a relatively large share. 1990s, technical content, such as South Korea are leading China’s manufacturing industry in China and South Korea trade, Korea dominant. With China’s accession to the WTO, China’s economic growth accelerated, manufacturing technology and content greatly improved, even ahead of South Korea in some areas, such as steel, shipbuilding and electronics industries.
For the Chinese manufacturing sector gradually catch up, some South Korean media have also expressed concern. “The Korean economy,” recently published of Korea International Trade Association researcher commented that over the past 20 years, China has acted as a pillar of economic growth in Korea, especially in 1997 and 2008 two major crises and stable development of China’s economy on the Korean economy weather the storm played a significant role. South Korea’s exports to China decreased, mainly due to South Korean companies failed to recognize the changes in China’s economy, China is now to expand domestic demand as the center and upgrading of industrial structure, but the majority will be Chinese or Korean companies as a production base for third country exports. Followed by increasing the competitiveness of Chinese enterprises, at low prices and huge domestic market-based, Chinese companies are increasingly crowding foreign companies in China had a market advantage.
“Seoul economy,” an editorial on the 20th of the view that the Korean industry and the business community are occurring because of China “shaken”, Chinese companies have even affected the Republic of Korea, “the financial community territory.” Samsung chaussures louboutin Electronics poor recent performance, the main reason is millet and other Chinese companies leap, while China has for two consecutive years in terms of the amount of ship construction, hand and number of orders among the first in the world. With the technology gap between China and South Korea shrink and disappear, Korean companies have to go to the processing trade exports to China habits, whether it is manufacturing or service industry, and now has to compete with Chinese companies fail era could not survive.
However, Cui Ying believes that South Korean manufacturing momentary half will also nike air max outlet not be replaced by China. Can not say that South Korea manufacturing suffered large landslide or slump. South Korea in some areas still have their own core competitiveness. For example, Samsung’s smart phone, computer areas have their own core technology. In the case of increased competition in the manufacturing sector and South Korea, South Korea in services, cultural industries, there are still strong strength. (Reporter Li Daming Zhangwang)
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Obama laid-back resort island along with NBA players to play golf (Figure)
August 11, according to foreign media reports, U.S. President Barack Obama recently ordered air strikes against Iraq, the situation is tense occasion, he and his nike air max outlet family left Washington to resort frequented Martha’s Vineyard, put two weeks of summer vacation. After the family to the island, Obama is only half an hour to be on vacation villa, you immediately go Piumini Moncler to golf courses.
According to reports, first lady Michelle Obama kai, the eldest daughter, Maria, and two dogs, first flying located Cod angle (Cape Cod) The Coast Guard airport, then hogan interactive take the Marine One helicopter flying to Martha’s Vineyard island. Obama and his party traveled in convoy to detour around the island of Martha’s Vineyard, and then into the leading rental villas Obama secluded driveway.
The White House noted that the youngest daughter Sasha to come to join later. Obama to vacation homes, only spent 30 minutes to go to the louboutin pas cher golf course, with the former American football nike tn prezzo player Rashad, NBA players, who play with .
From the White House after the annual summer Obama will take chaussures nike pas cher his family to louboutin outlet Martha’s Vineyard vacation, when only the 2012 re-election campaign, he only put two days off to return to Washington. Obama generally keep a low profile when the island, most of the time to spend with his family, golfing public appearances and only into the city. But on the 11th night, he will be coming out of the Democratic Party on the island do fundraising party.
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Market experts nike tn prezzo said the road to assess Brazilian President Rousseff worrying reelection
Aug. 15 Xinhua, “Central News hogan italia Agency” reports, the Brazilian Socialist Party presidential candidate Campos died in the crash, the market expert assessment, if vice presidential candidates competing for seats watt replace Campos presidency, re-elected Brazilian President Rousseff’s road worthy Yu.
If in the past, election poll ranked three candidates disappear, perhaps nike tn pas cher not for investors assess the prospects for Brazil to have much effect, but in 2014, the financial markets not only repel Rousseff (Dilma Rousseff) for re-election, and to the stock market strong fluctuations in response to all incidents involving the government.
Analysis, said Campos (Eduardo Campos) hogan donna died in the crash, the Brazilian stock market staged a see-saw phenomenon ups and downs in a short time, it is worth scrutiny.
When not confirmed seats watts (Marina Silva) Are also on the plane, the Brazilian stock market fell 3% in 30 minutes, indicating scarpe nike tn that investors fear that without the first three strong candidates and the Brazilian Democratic Socialist scarpe nike air max Party candidate Nifo Si ( Aecio Neves) together will promote the first two elections.
I confirm that the message is not machine-watt spread, the Brazilian stock market decline immediately suspend, whistle down 1.5%.
Economists Oliveira (Gesner Oliveira) assessment pointed out that if I become a presidential candidate tile to replace Campos, will change the future of the election, she might even Bikanbosi more powerful.
Eurasian counseling company (Eurasia) consultant Castro (Joao Augusto de Castro) pointed out that the potential for great seats watts, or even replace the current poll ranked No. 2 , and went into the election of the first two round.
Castro believes that if I tile and into the first two Rousseff, I will give all absorbed Nifo Si watt of votes and some are still Piumini Moncler undecided voters; while Nifo Si could only partially absorbed into the Socialist Party votes.
Campos died before the crash, the company forecast counseling Rousseff will reelection, but now the situation becomes complicated.
Castro said the market assessment of the election results and the voters have a certain gap: Nifo Si is still the best choice for investors, I watts if the election will be ranked No. 2; Rousseff is the last choice.
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